
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Episodes
90 episodes
10 April 2025 Ross McFerrin of Trustly on Trump Executive Order Modernizing Payments to and from America's Bank Account
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Ross McFerrin of Trustly. Reed and Ross dig into the recently announced Trump administration executive order that aims to significantly curtail the use of checks by the fed...
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Season 5
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Episode 7
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25:18

27 March 2025 Peter Tapling on Payments Headlines, Pay by Bank, and March Madness
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Peter Tapling, Managing Director at PTap Advisory. Reed and Peter talk about topical headlines in the payments arena, the best places to grab a beer on this year's ...
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Season 5
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Episode 6
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33:13

13 March 2025 Tony Cook from First Bank and Donna Blum from BHMI on payments reconciliation
Join FPC executive director Reed Luhtanen as he goes Off the Rails with Tony Cook of FirstBank and Donna Blum of BHMI. The trio discusses the difficulties of payments reconciliation and the ways payments modernization can help streamline that p...
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Season 5
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Episode 5
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34:27

27 Feb 2025 Yamini Sagar of Instarails on Cross Border Payments
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Yamini Sagar CEO and Founder of Instarails. Reed and Yamini talk about the market for cross border payments, how Yamini is working to enhance the user experience in t...
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Season 5
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Episode 4
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21:47

14 Feb 2025 Deepak Gupta from Volante Technologies
Join Reed Luhtanen, Executive Director and CEO of the FPC as he goes off the rails with Deepak Gupta talking about all the amazing data in the FPC's Faster Payments Barometer, sponsored by Volante Technologies.
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Season 5
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Episode 3
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54:46

30 Jan 2025 Dave Glaser and Skyler Nesheim of Dwolla on retail payments, pay by bank, and Severance
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dave Glaser and Skyler Nesheim of Dwolla. The trio talks about retail use cases for instant payments, the need for a dispute resolution framework, pay by bank, and Skyler's...
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Season 5
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Episode 2
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32:25

16 January 2025 Raman Kumar of U.S. Bank on faster payments consumer use cases
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Raman Kumar of U.S. Bank to talk about all the consumer use cases Raman sees for faster payments.Also, if you're able to help with a donation for fire relief in Cal...
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Season 5
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Episode 1
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23:28

19 December 2024 Holiday Special featuring Colin Parsons of Nasdaq Verafin on faster payments fraud
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Colin Parsons of Nasdaq Verafin. Reed and Colin talk about fraud mitigation tactics, fraud trends in other markets, and their favorite Chr...
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Season 4
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Episode 24
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29:17

12 Dec 2024 Stephany Kirkpatrick and Dean Nolan on business to business faster payments
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum and Dean Nolan of SRM. The trio discusses the potential for B2B instant payments, in particular in light of the recent announcement fro...
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Season 4
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Episode 23
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34:19

21 Nov 2024 Jim Colassano of The Clearing House on the RTP Network, Instant Payments Use Cases, and Thanksgiving Favorites
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jim Colassano, SVP and head of business project management for the RTP Network at the clearing house. Jim gives an update on the RTP network’s growth, the value added servi...
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Season 4
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Episode 22
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31:26

14 Nov 2024 Sumner Francisco from BNY on Open Banking and Pay by Bank
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sumner Francisco of BNY. Reed and Sumner talk about the trend toward open banking and the potential for faster and immediate payments to fuel this use case.
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Season 4
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Episode 21
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29:18

24 Oct 2024 Jane Hennessy of Finzly on all things faster payments implementation
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jane Hennessy of Finzly. The pair talks about the things that might be holding financial institutions back from implementing faster payments as well as how many dogs have l...
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Season 4
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Episode 20
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20:45

10 Oct 2024 Anthony Serio of Sphere Labs on Web3 and Cross Border Faster Payments, Access to 5G, and Disneyland
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Anthony Serio, Chief Risk Officer at Sphere Labs. Reed and Anthony talk about the use of stablecoins for cross border transactions and which rides Anthony recommends at Dis...
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Season 4
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Episode 19
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22:17

26 Sept 2024 Yinglian Xie of Datavisor on all things faster payments fraud
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with fraud expert Yinglian Xie in the final episode before the FPC Fall Member Meeting in Denver. If you're feeling the FOMO, join the FPC now s...
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Season 4
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Episode 18
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23:43

12 Sept 2024 Sarah Hoisington from Matera on QR Codes for faster payments, fraud prevention, and the Detroit Lions
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sarah Hoisington, Head of Marketing and Strategy for Matera US. Reed and Sarah talk about the ways QR codes can be used to initiate faster payments, the fraud prevention pr...
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Season 4
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Episode 17
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31:28

22 Aug 2024 Vishal Pasari of Euronet on driving adoption, predictions for the future, and skydiving
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Reed and Vishal talk about the things that will drive adoption of instant payments, the non-speed benefits of instant payments, and the U.S. Women...
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Season 4
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Episode 16
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33:43

8 Aug 2024 Kaue Tozzi of Banked on pay by bank, the need for standards, and The Last of Us
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kaue Tozzi of Banked. Reed and Kaue talk about the latest trends in pay by bank, building on previous episodes featuring Alex Gonthier of Trustly and Matt Friend of JP Morg...
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Season 4
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Episode 15
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26:40

25 July 2024 Fred Fuller of Endava on Faster Payments, Standards, and the top hits of the 1990s
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Fred Fuller of Endava. Reed and Fred talk about the roadblocks for adoption of instant payments, the promise of blockchain to streamline use cases, and Boyz II Men.
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Season 4
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Episode 14
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24:50

11 July 2024 Matt Friend from JP Morgan Chase on pay by bank, standards, consumer protections, and the Baltimore Orioles
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Matt Friend from JP Morgan Chase. Matt and Reed talk about the need for standards to advance adoption and usage of instant payments, consumer protections, and the pair's ap...
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Season 4
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Episode 13
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27:21

27 June 2024 Bridget Hall of ACI Worldwide on Instant Payments Trends, International Lessons Learned, and the joys of having a swimming pool
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Bridget Hall of ACI Worldwide to discuss ACI's "Prime Time for Real Time Report (Available here: https://www.aciworldwide.com/real-time-payments-report), the instant paymen...
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Season 4
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Episode 12
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32:13

13 June 2024 Alex Gonthier of Trustly on Pay by Bank, Open Banking, Security
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Alex Gonthier of Trustly. Alex and Reed talk about faster payments' influence on pay by bank, the emerging competitive environment for pay by bank, and payments fraud liabi...
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Season 4
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Episode 11
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38:14

23 May 2024 Steve Wasserman, Elspeth Bloodgood, Kevin Olsen, and Travis Dulaney on the new book Smart Instant Payments
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with four thought leaders in the payments ecosystem. Reed is joined by Steve Wasserman of Photon Commerce, the Payments Professor Kevin Olsen of...
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Season 4
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Episode 10
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30:49

9 May 2024 Josh Karoly of Netflix and Andrew Gomez of Lipis Advisors on real-time recurring payments and the benefits of standards to drive usage and adoption
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Josh Karoly of Netflix and Andrew Gomez of Lipis Advisors, Chair and Co-Chair of the FPC's Real-Time Recurring Work Group. They talk about the most recent recommendations f...
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Season 4
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Episode 9
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25:46

25 April 2024 Steve Mott of BetterBuyDesign on Faster Payments Standards, Mortgage Payments, and (literally) a Vespa
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Mott, Principal at BetterBuyDesign. Reed and Steve discuss the burgeoning use case of mortgage payments for faster payments, the need for standards and the FP...
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Season 4
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Episode 8
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30:06

11 April 2024 Sam Aarons from Modern Treasury on the need for standards, catalyzying usage, and reality television
Join FPC Executive Director Reed Luhtanen as he talks with Sam Aarons, Co-Founder and CTO at Modern Treasury. Sam will talk about why he sees increased standardization as a potential catalyst for faster payments, how to drive demand and interes...
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Season 4
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Episode 7
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30:10
