Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Episodes
107 episodes
18 Dec 2025 Mike Bilski of North American Banking Company Instant Payments Visa Direct Mastercard Send FedNow RTP Minnesota Twins Eggnog
Happy Holidays! Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Mike Bilski of North American Banking Company. Reed and Mike talk about how faster payments volume continues to grow for his bank, how Mike a...
•
Season 5
•
Episode 24
•
26:25
4 Dec 2025 Craig Ramsey of ACI Worldwide on Stablecoins, Instant Payments, Cloud computing, and Formula 1
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Craig Ramsey of ACI Worldwide. Reed and Craig spend time separating the noise in the market from the things that are really moving the needle, and they talk about t...
•
Season 5
•
Episode 23
•
36:26
20 Nov 2025 Kyle Caldwell and Keith Melton from The Clearing House on the RTP Network and new Fraud Services from TCH
Happy Thanksgiving to our American listeners! Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Kyle Caldwell and Keith Melton from The Clearing House. The trio discuss the growth of the RTP Network, instant...
•
Season 5
•
Episode 22
•
36:37
13 Nov 2025 Emanuela Saccarola from Citi on Cross Border Payments, Stablecoins, AI, and Skiing
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Emanuela Saccarola, head of cross border payments at Citi as the two talk about the progress in cross border payments, the work that needs to be done, stablecoins, ...
•
Season 5
•
Episode 21
•
30:05
23 Oct 2025 Dharshan Shanthamurthy from SISA on forensics-driven cybersecurity, AI, and Ironman
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Dharshan Shanthamurthy, CEO and Founder of SISA as the two dig into forensics-driven cybersecurity, AI, and Taylor Swift’s latest album.
•
Season 5
•
Episode 20
•
21:23
9 Oct 2025 Aaron McPherson of AFM on Stablecoins, Agentic AI, and Making Music
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Aaron McPherson Principal at AFM to talk about Stablecoin, Agentic AI, and making beer with AI.
•
Season 5
•
Episode 19
•
22:15
25 Sept. 2025 -- Carl Slabicki from BNY on cross border, AI, and open banking
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Carl Slabicki Executive Platform Manager of Treasury Services act BNY to talk about Cross Border Payments, AI, and life as a new parent.
•
Season 5
•
Episode 18
•
31:18
EPISODE 100 -- Featuring special guest Reed Luhtanen, interviewed by ACI's Bridget Hall
Check in for a special episode, recorded live at the FPC Fall Member Meeting in Portland, Maine. This time Reed takes the hot seat and Bridget Hall from ACI asks him the ard questions -- and the two of them try out some new games!
•
Season 5
•
Episode 17
•
32:21
28 August 2025 Greg Lloyd from Endava on AI, Stablecoins, B2B Payments and Seafood
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Greg Lloyd, Client Partner at Endava to talk about AI, stablecoins, and whether or not gasoline and fireworks are a winning combination.
•
Season 5
•
Episode 16
•
30:27
14 August 2025 Kirsten Trusko from Payments as a Lifeline on Disaster Relief Payments, Digital Assets, and rehabbing a historic home
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kirsten Trusko from Payments as a Lifeline to discuss Disaster Relief Payments, Digital Assets, and rehabbing a historic home.
•
Season 5
•
Episode 15
•
32:24
24 July 2025 Peter Tapling on Stablecoins, AI, Agentic Payments, QR Codes, and the NL Central
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Tapling of PTap Advisory. Peter and Reed talk about Stablecoins, AI, agentic payments, QR codes, and the best places to grab a beer in Portland, Maine.
•
Season 5
•
Episode 14
•
38:33
10 July 2025 Vishal Pasari of Euronet on International Learnings for Instant Payments and Squid Game on Netflix
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Vishal and Reed talk about the things we can really lean from other markets, key use cases, and Squid Game’s much anticipated 3rd season which was...
•
Season 5
•
Episode 13
•
34:45
26 June 2025 Karen Brown from CGI on Instant payments adoption, successes, and renovating historic homes
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Karen Brown of CGI. Karen and Reed talk about mandates in other markets, what the U.S. market is doing well, and her love of photography and her dog Harry.
•
Season 5
•
Episode 12
•
25:37
12 June 2025 Chris Harmse of BVNK on stablecoins, cross border payments, and skydiving
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Chris Harmse of BVNK. Reed and Chris talk about stablecoins and cross border payments as well as Chris’s affinity to adrenaline-pumping sports.
•
Season 5
•
Episode 11
•
28:43
22 May 2025 Phillipa Wilson of Mastercard on cross border, business to business/B2B, AI, and the NBA playoffs
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Phillipa Wilson of Mastercard. Reed and Phillipa cover a wide range of things going on in faster payments, how emerging tech such as AI will play a role, and how the NBA pl...
•
Season 5
•
Episode 10
•
32:32
8 May 2025 James Watts of Mitek on Check Fraud, Payments Fraud, Dispute Resolution, and the Juicy Lucy
Join FPC Executive Director Reed Luhtanen as he goes off the rails with James Watts of Mitek. Reed and James dig in on payments fraud, talk about how faster payments reduce check fraud, and the virtues of a few regional delicacies.
•
Season 5
•
Episode 9
•
30:04
24 April 2025 Peter Davey of PaymentsJedi Advisory on killing checks, pay by bank, and Payments Beer Nerds
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Davey of PaymentsJedi Advisory. Reed and Peter dig into the factors that have persisted in keeping checks in circulation, the continued growth of pay by bank, and the...
•
Season 5
•
Episode 8
•
29:41
10 April 2025 Ross McFerrin of Trustly on Trump Executive Order Modernizing Payments to and from America's Bank Account
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Ross McFerrin of Trustly. Reed and Ross dig into the recently announced Trump administration executive order that aims to significantly curtail the use of checks by the fed...
•
Season 5
•
Episode 7
•
25:18
27 March 2025 Peter Tapling on Payments Headlines, Pay by Bank, and March Madness
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Peter Tapling, Managing Director at PTap Advisory. Reed and Peter talk about topical headlines in the payments arena, the best places to grab a beer on this year's ...
•
Season 5
•
Episode 6
•
33:13
13 March 2025 Tony Cook from First Bank and Donna Blum from BHMI on payments reconciliation
Join FPC executive director Reed Luhtanen as he goes Off the Rails with Tony Cook of FirstBank and Donna Blum of BHMI. The trio discusses the difficulties of payments reconciliation and the ways payments modernization can help streamline that p...
•
Season 5
•
Episode 5
•
34:27
27 Feb 2025 Yamini Sagar of Instarails on Cross Border Payments
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Yamini Sagar CEO and Founder of Instarails. Reed and Yamini talk about the market for cross border payments, how Yamini is working to enhance the user experience in t...
•
Season 5
•
Episode 4
•
21:47
14 Feb 2025 Deepak Gupta from Volante Technologies
Join Reed Luhtanen, Executive Director and CEO of the FPC as he goes off the rails with Deepak Gupta talking about all the amazing data in the FPC's Faster Payments Barometer, sponsored by Volante Technologies.
•
Season 5
•
Episode 3
•
54:46
30 Jan 2025 Dave Glaser and Skyler Nesheim of Dwolla on retail payments, pay by bank, and Severance
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dave Glaser and Skyler Nesheim of Dwolla. The trio talks about retail use cases for instant payments, the need for a dispute resolution framework, pay by bank, and Skyler's...
•
Season 5
•
Episode 2
•
32:25
16 January 2025 Raman Kumar of U.S. Bank on faster payments consumer use cases
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Raman Kumar of U.S. Bank to talk about all the consumer use cases Raman sees for faster payments.Also, if you're able to help with a donation for fire relief in Cal...
•
Season 5
•
Episode 1
•
23:28
19 December 2024 Holiday Special featuring Colin Parsons of Nasdaq Verafin on faster payments fraud
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Colin Parsons of Nasdaq Verafin. Reed and Colin talk about fraud mitigation tactics, fraud trends in other markets, and their favorite Chr...
•
Season 4
•
Episode 24
•
29:17